Commercial Banksin China
China Market Research and Industry Report
1 November 2007
Industry Code : 6820
The Commercial Banks Industry In China (CSIC 2002 Code - 6820) refers to establishments primarily engaged in accepting savings deposits; providing loans; providing transaction services; and other corporate and consumer financial services. Commercial banks in China are divided into five main groups - state-owned commercial banks, which includes the biggest four banks in China; joint-stock commercial banks with stock, private and foreign stock share operating at the national level; city commercial banks operating at the city level; foreign and joint venture (JV) banks; and others, including urban and rural credit cooperatives, rural commercial banks, and urban cooperative banks. All requirements and regulations for commercial banks are included in "The Law of the People's Republic of China on Commercial Banks". The minimum registered capital varies from 100 million Renminbi (RMB) ($12.5 million) for city commercial banks and foreign banks, to 1 billion RMB ($125 million) for commercial banks at the national level.
The major products and services in this industry are:
| - | Household Saving Deposits |
| - | Corporate Deposits |
| - | Currency in Circulation |
| - | Other Deposits |
| - | Deposits of Government Agencies and Organizations |
| - | Fiscal Deposits |
| - | Agricultural Deposits |
| - | Financial Bonds |
| - | Trust Deposits |
| - | Liabilities to International Financial Institutions | |
The primary activities of this industry are:
| - | Public deposits |
| - | Short, medium and long-term loans |
| - | Settlement of domestic and overseas accounts |
| - | Agency for issue of financial bonds |
| - | Agency for issue, cash and sales of government bonds |
| - | Agency for receipts, payment and insurance businesses |
| - | Inter-bank lending and borrowing |
| - | Foreign currency exchange |
| - | Letter of credit (L/C) service and guarantee |
| - | Safe boxes provision | |
IBISWorld research reports contain trend analysis, statistics, market size information, industry growth rates as well as market share of competitors.
Major market segments are identified and also those forces affecting demand and supply within the industry. Performance analysis includes emerging industry trends as well as recent results and performance of each key company. Drawing on the depth of information IBISWorld also provides 5 year forecasts for each industry.
Each comprehensive study also examines details such as the barriers to entry, operating cost structure, technology & systems and domestic & international markets. Tables and statistics include: Industry revenue, exports, imports, wages and number of companies in the industry, Industry growth and geographic regional data.
Each comprehensive study also examines details such as the barriers to entry, operating cost structure (including averages), technology & systems and domestic & international markets. Tables and statistics include: Industry revenue, exports, imports, wages and number of companies in the industry, Industry growth and geographic location.
